Terms and Conditions

Introduction

Welcome tolifeinsurguide.online By accessing and using our website lifeinsurguide.online, you agree to comply with and be bound by the following terms and conditions (“Terms”). If you do not agree with these Terms, please do not use our Site.

Intellectual Property Rights

Unless otherwise stated, we own the intellectual property rights for all content on this Site. All intellectual property rights are reserved. You may access this content for personal use, but you must not:

  • Republish material from our Site
  • Sell, rent, or sub-license material from our Site
  • Reproduce, duplicate, or copy material from our Site
  • Redistribute content from our Site

User Content

You retain ownership of any content you submit to the Site, but you grant us a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, and distribute such content in any media. You warrant that:

  • The content is your own and does not infringe any third party’s rights
  • The content is not unlawful, obscene, abusive, or otherwise objectionable

Acceptable Use

You agree not to use the Site in any way that may cause damage to the Site or impair the availability or accessibility of the Site. Prohibited activities include:

  • Using the Site in any way that is unlawful, illegal, fraudulent, or harmful
  • Using the Site to distribute any material that consists of (or is linked to) spyware, malware, or other malicious software
  • Engaging in any systematic or automated data collection activities on or in relation to the Site without our express written consent

Disclaimer

The Site and its content are provided on an “as-is” basis. We make no representations or warranties, express or implied, regarding the accuracy, reliability, or completeness of the content. We are not liable for any loss or damage arising from the use of our Site.

Limitation of Liability

In no event shall we, our affiliates, or our licensors be liable for any indirect, incidental, special, consequential, or punitive damages, including, but not limited to, loss of data, profits, or goodwill, arising out of or in connection with your use of the Site.

Indemnification

You agree to indemnify and hold us harmless from and against any claims, damages, losses, liabilities, and expenses arising out of or in connection with your use of the Site, violation of these Terms, or infringement of any third party rights.

Modifications

We reserve the right to modify or replace these Terms at any time. Your continued use of the Site after any such changes constitutes your acceptance of the new Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction]. Any disputes arising from or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in [Your Jurisdiction].

Contact Information

If you have any questions or concerns about these Terms, please contact us at info@lifeinsurguide.online